RainyDayPal | Insurance for everyday unexpected expenses
When you implement RainyDayPal,
you make every employee’s $1,000 unexpected expenses affordable — including their health plan and deductible.
Without changing your health plan.
Without touching wages.
THE $1,000 EXPENSE
is everything in your life that can go off plan.
Is it really hard to imagine that just two of them don't go as planned this year?
RainyDayPal | Insurance for everyday unexpected expenses
THE $1,000 EXPENSE
is destroying the American Dream.
The Third Option
Introducing a smarter way to pay for everyday unexpected expenses.
For decades, everyday unexpected expenses were treated as occasional emergencies — something to save for. So Americans had two options when one hit: pay out of pocket or put it on credit.
Debt became America’s default protection product.
Turns out, many were never emergencies.
RainyDayPal | Insurance for everyday unexpected expenses
ONE EXPENSE. TWO BALANCE SHEETS.
Protecting your people protects your budget.
Employers are the custodians of the three things that matter most in an employee's financial life: their wages, their health plan, and their retirement. A $1,000 expense draws on all three. So when an employee pays for it, the employer pays too.
RainyDayPal | Insurance for everyday unexpected expenses
ONE BENEFIT. TWO BALANCE SHEETS.
The first and only benefit designed to help every employee, from the CEO to the front line, build $225,000 in lifetime wealth. And to help every employer reduce the cost of financial stress by $3,750 per employee, per year.
HOW IT WORKS
Financial Protection, built as a playlist.
From the front line to the CEO: Employees build their own protection from simple coverage blocks, like building a playlist. They pick the categories that fit their lifestyle and budget, and skip the rest.
From the corner office to the front line.
66%
Employee Enrollment Rate
“RainyDayPal is the most affordable and scalable raise I can offer my employees.”
Bridget N., CEO“All the solutions in the market today follow the conventional wisdom: tell employees to save more or drown in more debt. Well, we all know this has not worked. This is why I am excited about RainyDayPal.”
Shawna O., VP Benefits“I was faced with overwhelming vet bills. Had it not been for RainyDayPal, I would have had to borrow money or make a heartbreaking decision regarding my cat’s life.”
Skylar F., Subscriber“I value how RainyDayPal eases the stress of unexpected financial setbacks.”
Tony L., COO“When my alternator broke, I would have been without a vehicle until I saved up for repairs on my own. Thanks to RainyDayPal, I was able to get to work!”
Justina P., Subscriber“Reimbursement was very quick. My payment to the repair company hadn't even cleared the bank when I received my RainyDayPal payment.”
Amber, SubscriberRainyDayPal | Insurance for everyday unexpected expenses