RainyDayPal | Insurance for everyday unexpected expenses
When you implement RainyDayPal,
you make every employee’s $1,000 unexpected expenses affordable — including their health plan and deductible.
Without changing your health plan.
Without touching wages.
What people are saying about RainyDayPal.
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“All the solutions in the market today follow the conventional wisdom: tell employees to save more or drown in more debt. Well, we all know this has not worked. This is why I am excited about RainyDayPal.”
Benefits Senior Executive
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“RainyDayPal is more than an employee benefit. It’s a business performance policy.”
CFO
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“When my alternator broke, I would have been without a vehicle until I saved up for repairs on my own. Thanks to RainyDayPal, I was able to get to work!”
Justina P., Employee, Midland Credit Union
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“In an age of financial stress - both known and unknown - a monthly low-cost benefit to help an employee have $1000-$5,000 for emergencies when they need it - THAT’S NOT A LOAN - is pretty reassuring and shows you really care as an employer – regardless of your employee’s income.”
Global Head of Benefits
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“I was faced with overwhelming vet bills. Had it not been for RainyDayPal, I would have had to borrow money or make a heartbreaking decision regarding my cat’s life.”
Skylar F., Employee, Midland Credit Union
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“For my team that sacrifices so much, I value how RainyDayPal eases the stress of unexpected financial setbacks.”
Tony L., Big Brothers Big Sisters
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“I was able to use RainyDayPal for a pet emergency right after I signed up. I just wish I had selected additional coverage areas because a few weeks later a major appliance broke!”
Jill L., Employee, Coviance
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"For $48, I now have a working washer and brand-new dryer, thanks to RainyDayPal. I’ve spent more stopping at the gas station for a drink and a sandwich.”
Amber T., Employee, Lutheran Services
WHAT IS RAINYDAYPAL?
Insurance for everyday unexpected expenses.
Insure against the expense before it happens— instead of paying out of pocket or putting it on credit.
One product. One premium.
A growing list of everyday unexpected expense categories.
RainyDayPal is financial protection built as a playlist. Employees mix and match $1,000 protection blocks across categories to fit their lifestyle and budget.
30-year lifetime wealth impact.
RainyDayPal | Insurance for everyday unexpected expenses
ONE EXPENSE. TWO BALANCE SHEETS.
Protecting your people protects your budget.
Employers are the custodians of the three things that matter most in an employee's financial life: their wages, their health plan, and their retirement. A $1,000 expense draws on all three. So when an employee pays for it, the employer pays too.
RainyDayPal | Insurance for everyday unexpected expenses
ONE BENEFIT. TWO BALANCE SHEETS.
The first and only benefit designed to:
Help every employee, from the CEO to the front line, build $225,000 in lifetime wealth.
Help every employer reduce the cost of financial stress by $3,750 per employee, per year.
THE SOLUTION
We cover the unexpected:
Your plan for the unplanned.
A fully customizable, all-in-one subscription that offers you and your employees a choice in ‘life maintenance’ coverage options.
Reduce individual and team disruptions.
Increase retention, morale, and productivity.
Reduce physical and mental healthcare costs.
HOW IT WORKS
Simple to use.
Fully customizable.
One simple monthly subscription.
Customized coverage for each employee.
One App to manage everything.
Claims paid within 24 hours.
WHAT WE COVER
The inevitable.
Life happens. We got it covered.
Some of the growing list of inevitable expenses employees can add to their subscription.
Possessions
Family & Dependents
Out of Pocket Health
Other
GETTING STARTED
Ensure your business performance by insuring the stability of your workforce with RainyDayPal.
Simple to roll out, use and maintain.
Our team will assist you at every step of the way.
24/7 support for you and your employees.
